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Automotive Financing Leasing
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Automotive Financing Leasing
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Beyond the Threshold, Another Path Awaits: How a Car-Buying Dream Stranded by 3,000 Yuan Was Reborn
2025-12-29 13:43:13
In Ningde, Mr. Mao’s life once fell into a predicament due to a forgotten 3,000-yuan online loan. He had saved enough for the down payment and had a stable job, yet his car purchase application was rejected at the 4S store. A vehicle that could shield his family from wind and rain seemed within arm’s reach, but was actually miles away. His story began with a careless oversight, but thanks to a timely helping hand, it ultimately steered onto the warm track of a stable life.
A Forgotten Bill, a Stranded Car Dream
“Oh, when I heard the news back then, I was totally dumbfounded,” Mr. Mao recalled his rejection experience at the Ningde 4S store. “I was really confused—obviously, my job was fine, my income was steady, and I’d saved enough for the down payment. So why was my application denied?”
It was only then that he realized he had an overdue online loan he’d forgotten about. “I was so focused on spending at the time that I ended up forgetting all about it later.” That forgotten 3,000 yuan became the biggest obstacle just when he needed a car the most. More worrying than the blocked transaction was how to explain everything to his family.
Family Responsibility: The Driving Force Forward
“Back then, I resigned from my job in Shanghai because I thought my wife was working so hard and having a tough time taking care of our child alone at home.” In his family’s eyes, Mr. Mao was a hardworking and considerate husband and father. He transferred back to his hometown precisely to ease his wife’s burden. Now, his work required frequent business trips, and his child couldn’t keep squeezing onto buses or taking taxis to school. He just wanted a car to steadily support his family.
Faced with the setback of not being able to buy a car, he felt helpless: “I was really frustrated. How could such a careless mistake from the past prevent me from buying a car now?”
Xixiangfeng: Reigniting the Hope of Buying a Car
In his moment of confusion, a turning point quietly emerged. “Later, I really didn’t know what to do. I asked friends about used cars and searched for information online. Then, a salesperson from Xixiangfeng contacted me, saying they offered a low-down-payment car purchase option.”
Hope was rekindled, but caution remained. “To be honest, I was skeptical at the time—I’d already been rejected once, after all, right?” Mr. Mao admitted. At the invitation of the Xixiangfeng salesperson, he finally visited the store to check out the actual vehicles. Here, the down payment was low, the required documents were simple, there was a wide range of car models to choose from, and most importantly, the eligibility threshold was low—perfectly matching Mr. Mao’s needs.
Steady Progress: Driving Toward Family Warmth
Today, the Chery Arrizo GX he bought in June 2022 has been with Mr. Mao for nearly three years. “This car has always been an excellent companion in both my life and work.” Whether it’s traveling out of town for business or taking his parents and child out on weekends, this car has become an indispensable part of his life.
“I think as a man, when your work and family are stable, you must have a car,” Mr. Mao told us at the end of the follow-up interview. He has always held a special affection for this Chery Arrizo GX. No matter what difficulties he encounters, as long as he grips the steering wheel, he gains the confidence to keep moving forward.
Xixiangfeng: Safeguarding Every Family’s Stable Journey
In Mr. Mao’s story, we see not just the acquisition of a car, but the transformation of a family’s life trajectory. Xixiangfeng believes that every laborer striving for their family deserves trust, and the past defined by numbers should not become an absolute barrier on the road to the future. Xixiangfeng is committed to adopting a more realistic approach, allowing everyone who grips the steering wheel to safely drive toward their dream destination.
